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The Best Rupay Credit Card With No Annual and Joining Fee?

In this post we are talking about the best Rupay credit cards in India which comes with no annual and no joining fee.
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Best Rupay Credit Card With No Annual and Joining Fee.

Hello everyone, Today I would be talking about the best Rupay credit card in India with no annual and no joining fee. I know this credit card is useful for those people who don't want to use visa credit card as they don't have option to add in UPI banking so some users want to have Rupay credit card but they can't use credit do very little, due to which they do not consider it worthy to pay the annual fee and joining. So that he can use it at his needy time and he does not have to pay the annual fee and joining unnecessarily.

No Annual and joining fee rupay credit card - Anish Parihar
Rupay Credit Card With No Joining and Annual Fee

So What are you waiting for. In this post I have shared about the best credit card that don't charge annual fee and joining fee, so read this post and take your own rupay credit card and use it everywhere freely, where you want. so let's get started.

Table of Contents

RuPay credit card is a type of credit card that is issued in India and is linked to the RuPay payment network. The RuPay payment network is owned by the National Payments Corporation of India (NPCI) and offers a domestic alternative to international card schemes like Visa and Mastercard. This credit cards are issued by various banks and financial institutions in India. They offer a range of benefits and features such as reward points, cashback offers, and discounts on purchases made at select merchants.

The best thing about this credit card is that it can be linked to UPI banking. So that users of this credit card can pay anyone online shopping merchants, freinds or family members easily via UPI.

Pnb Platinum Rupay Credit Card.

The PNB Platinum Rupay Credit Card offers a unique combination of benefits, with no annual or joining fee, exclusive cashback offers, generous reward points, comprehensive insurance coverage, and 24/7 concierge services.

Pnb Platinum Rupay Credit Card Logo - anishparihar.in
Description.
With PNB Platinum Rupay Credit Card, you can experience a whole new level of convenience and ease in managing your finances. This card offers a range of unique features that make it stand out from other credit cards in the market.
Joining Fees.
Nill
Annual Fees.
Nill (if card is used one in a quarter)
Benefits.
  • No joining fee.
  • No annual fee (if card is used one in a quarter).
  • 300+ reward points on 1st usage.
  • Exclusive cash back in utility bills, eateries and restaurants etc.
  • Comprehensive insurance coverage.
  • 24/7 concierge services.
  • Convenient mobile app "PNB GENIE" - One Stop Solution.
  • 300+ merchant offers.
  • Complimentary Domestic and International lounge access.

Pnb Rakshak RuPay Platinum Credit Card.

This Pnb Rakshak Rupay credit card offers many benefits to the cardholder which includes insurance benefits, reward points, cashback benefits. The card has no joining fee and annual fee.

Pnb Rakshak RuPay Platinum Credit Card Logo - anishparihar.in
Description.
This card is designed to be hassle-free and convenient to use. With no annual or joining fee, you can enjoy the benefits of the card without worrying about additional costs. The card can be used at millions of merchants worldwide and is accepted both online and offline.
Joining Fees.
Nill
Annual Fees.
Nill (if card is used once in each quarter)
Benefits.
  • No joining fee.
  • No annual fee (if card is used once in each quarter).
  • 300+ reward points on 1st usage.
  • Exclusive cash back in utility bills, eateries and restaurants etc.
  • Comprehensive insurance coverage.
  • 24/7 concierge services.
  • Convenient mobile app "PNB GENIE" - One Stop Solution.
  • 300+ merchant offers.

Pnb Rakshak RuPay Select Credit Card.

This card is designed to be hassle-free and convenient to use. With no annual or joining fee, you can enjoy the benefits of the card without worrying about additional costs. The card can be used at millions of merchants worldwide and is accepted both online and offline.

Pnb Rakshak RuPay Select Credit Card Logo - anishparihar.in
Description.
The PNB Rakshak RuPay Select Card is a great choice for anyone looking for a secure, rewards-rich credit card with comprehensive insurance coverage. With its enhanced security features, reward points, cashback offers, and hassle-free usage, this card can be an excellent addition to your wallet.
Joining Fees.
Nill
Annual Fees.
Nill (if card is used once in each quarter)
Benefits.
  • No joining fee
  • No annual fee (if card is used one in a quarter).
  • 300+ reward points on 1st usage.
  • 2X rewards points on retail merchandise.
  • Exclusive cash back in utility bills, eateries and restaurants etc.
  • Comprehensive insurance coverage.
  • 24/7 concierge services.
  • Convenient mobile app "PNB GENIE" - One Stop Solution.
  • 300+ merchant offers.

LIC CSL Lumine Platinum RuPay Credit Card.

LIC CSL Lumine Platinum RuPay Credit Card is a great choice for anyone looking for a rewards-rich credit card with comprehensive insurance coverage and discounts. With its reward points program, discounts, comprehensive insurance coverage, and hassle-free usage, this card can be an excellent addition to your wallet.

LIC CSL Lumine Platinum RuPay Credit Card Logo - anishparihar.in
Description.
This card offers a range of discounts on various categories, including dining, shopping, and entertainment. These discounts can help you save money and enjoy the finer things in life without breaking the bank.
Joining Fees.
Nill
Annual Fees.
Nill
Benefits.
  • No joining fee.
  • No annual fee.
  • 1,000 Delight Points on spending a total of Rs. 10,000 within 60 days from the date of Card issuance.
  • Exclusive cash back in utility bills, eateries and restaurants etc.
  • Comprehensive insurance coverage.
  • 24/7 concierge services.
  • 2X points on LIC Payments
  • 300+ merchant offers.

LIC CSL Iclat Platinum RuPay Credit Card.

LIC CSL Iclat Platinum RuPay Credit Card is a great choice for anyone looking for a rewards-rich credit card with comprehensive insurance coverage and discounts. With its reward points program, discounts, comprehensive insurance coverage, and hassle-free usage, this card can be an excellent addition to your wallet.

LIC CSL Iclat Platinum RuPay Credit Card Logo - anishparihar.in
Description.
You can earn reward points for various transactions made using the card, including purchases at merchants, online transactions, and more. These reward points can be redeemed for a variety of benefits, including cashback offers, discounts on purchases, and more.
Joining Fees.
Nill
Annual Fees.
Nill
Benefits.
  • No joining fee.
  • No annual fee.
  • 2X points on LIC Payments.
  • Exclusive cash back in utility bills, eateries and restaurants etc.
  • Comprehensive insurance coverage.
  • 24/7 concierge services.
  • 1,500 Delight Points on spending a total of Rs. 10,000 within 60 days from the date of Card issuance.
  • 300+ merchant offers.
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Conclusion : In this post, I have shared about the best credit card with no joining and annual fee. I hope this post proved helpful for you. If you have any other questions or need any helpful suggestions, please comment below. I'll be thankful to help you.

Is this all credit cards comes with no joining fees?

Yes, This all given cards comes with 0rs joining fees, but for more information please visit their official website

Is this all credit cards are lifetime free?

Yes,but have some terms and conditions and i will say please consult their customer support or read full information on their official website before applying this cards.

Will you get welcome bonus with these credit cards?

Yes, but have some terms and conditions so you should have to check their official website for more information.

Can i link this credit card for upi banking?

Yes, but for more information please consult their customer support.

Where can i use these credit cards?

You can use it everywhere who accept credit card payment.

About the Author

Hello friends! Welcome to our blog. I'm Anish from gaya (Bihar). I'm a Blogger at Passion.

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