Hello everyone, Today we will learn to check emi eligibility in sbi debit card so that you can buy anything online through your debit card on EMI payment. I know that everyone don't know about it so don't worry today I'll explain everything so that you can also buy anything through emi using your debit card. But I would also say that this is not available for everyone but you can check it that it's available for you or not. By following below given tips you can check your eligibility.
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I also want to say that if your transaction amount is high every month then you can also avail it through contacting your bank customer support if you don't avail for emi through below tips.
About Debit Card EMIs.
Experience the convenience and flexibility of using your Debit Card for on-the-go joy and instant EMI options! With SBI's Debit Card EMI, you have the flexibility to convert your transactions into Easy EMIs at both physical stores (POS) and online shopping platforms. It's a hassle-free way to manage your expenses and enjoy the benefits of EMI, all through your Debit Card.
EMI facility to pre-approved customers, for purchasing Consumer Durables / Merchandise / Grocery / Services such as Healthcare, Hospitality, Insurance etc./ Two-Wheeler, etc. at POS through use of SBI Debit Card.
EMI facility to pre-approved customers, for purchasing Consumer Durables / Merchandise / Grocery / Services such as Healthcare, Hospitality, Insurance etc./ Two-Wheeler, etc. at various merchant’s portals/sites.
Check Emi Eligibility
Customers can avail EMI facility to a maximum of Five times by checking their eligibility either online or through POS machines within the given limit or periodically communicated via SMS/E-mail and /or by sending SMS DCEMI to 567676 from their registered mobile no with the Bank.
Features and Benefits
- Loan amount up to Rs 2 lakh.
- Flexible tenure options: 3/6/9/12/18/24/30/36 months.
- Loan amount and tenure combination as per the table below:
| S No. | Amount (in Rs) | Tenure (in months) |
|---|---|---|
| 1. | 3000-25000 | 3,6,9,12 |
| 2. | 25000-50000 | 3,6,9,12,18,24 |
| 3. | 50000-200000 | 3,6,9,12,18,30,36 |
- Applicable Rate of interest: 2-Yr MCLR + 9.70%
However most of the Consumer Durable products are available at no cost EMI offered by Brands.
- Zero Processing Fee.
- Pre-payment penalty : 3% of the pre-paid amount.
- No blocking of Savings account balance.
- Zero documentation & instant disbursal.
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Conclusion : In this post, I have told that how can you avail emi loan on sbi debit card. I hope this post proved helpful for you. If you have any other questions or need any helpful suggestions, please comment below. I'll be thankful to help you.
Who can avail sbi debit card emi?
Anyone can avail this scheme who are above 18 years and have a good maintenance of balance and have a debit card.